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Financial Blog

Tag Archives | mortgage advice

Overpaying My Mortgage

Is it worth overpaying my mortgage?

Is it worth overpaying my mortgage? Overpaying your mortgage does have great benefits and potential rewards but it does depend on your circumstance. For example, if you have credit card debt with a higher interest rate, it would make financial (and probably psychological) sense to reduce its balance to zero before overpaying your mortgage. It’s also a clever idea to […]

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Number One Mortgages Vlog

Construction Industry Scheme (CIS) Workers Could Borrow More…

If you work as a subcontractor in the construction industry it is likely you will be part of the ‘CIS’ – Construction Industry Scheme. Although you are technically self-employed, the people you work for will often pay your tax at source. If so we know what seems like a ‘secret’ criteria that benefits Construction Industry Scheme workers. Being self-employed can […]

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