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Financial Blog

Archive | Remortgaging

interest rate rise

Interest Rate Predictions

We give our interest rate prediction  After the Bank of England announced that the base rate would be rising last week many of our clients have been in touch to ask for our prediction on the future of interest rates. This is an interesting topic and certainly one that will affect most people over the years, especially when it comes […]

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mortgage interest rates

Mortgage Interest Rates | Don’t throw money down the drain

Do you know what the average mortgage interest rate is? The average mortgage rate is calculated by taking the rate charged across all mortgage providers for all products and taking the average figure. In June, the average mortgage interest rate was 2.99%, however, we are typically securing our client’s mortgage rates that start in the 1’s.  Do you know what […]

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interest only mortgage

The Trouble With Interest Only Mortgages

Why Are Interest Only Mortgages Causing Trouble For Homeowners? Citizen’s Advice Bureau have warned that nearly a million UK homeowners are soon to face a harsh reality when their interest only mortgages come to an end and they have no way to pay off the capital of their mortgage. What is an interest-only mortgage? Interest only mortgages allow the homeowner to just […]

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parent landlords sussex

The parent landlord trend continues to grow

Exploring the growing trend of parent landlords. As the younger generation struggle towards home ownership we are seeing a marked increase in the number of parents buying and renting second properties to their children. The average first time buyer is in their mid-thirties before taking their first step on to the property ladder which has led to more than 1.4 […]

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remortgaging mistakes

4 mistakes to avoid when remortgaging your home

First of all, congratulations on being one of the lucky ones to get on to the property ladder. It’s not always an easy process as some of our clients find out, but once it’s done you can sit back, relax and enjoy your home. At the end of your fixed term, you’ll probably want to think about remortgaging and although […]

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home improvememts

Remortgaging for Home Improvements

There’s never been a better time to consider making some home improvements. They’ll not only enhance your living space and give your home a new lease of life but if considered correctly they could also add value to your home. With the new low interest rate, there will be even more savings to be made by remortgaging so here’s some ideas of […]

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Retirement planning

Retirement: Planning to downsize?

The former pensions minister Steve Webb gives his views on why downsizing your home to increase retirement income is an unrealistic goal. Steve Webb told the BBC that this retirement plan could best be described as ‘downsizing delusion’ which is a worrying statement for the three million people planning to rely on their homes for a pension. “Most people doing so […]

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