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Financial Blog

Archive | Mortgages

Property and Mortgage Market Predictions 2018

Mortgage and Property Market Predictions for 2018

Summary of 2017 and our predictions for 2018 Initially, let’s look back over 2017 with a short round-up of key industry news. Before giving you our predictions for the coming year to help you make decisions about your financial circumstance and objectives. 2017 round-up • Halifax’s House Price Index showed an annual increase of 2.7% during 2017 • Mortgage rates […]

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mortgage interest rates

Mortgage Interest Rates | Don’t throw money down the drain

Do you know what the average mortgage interest rate is? The average mortgage rate is calculated by taking the rate charged across all mortgage providers for all products and taking the average figure. In June, the average mortgage interest rate was 2.99%, however, we are typically securing our client’s mortgage rates that start in the 1’s.  Do you know what […]

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interest only mortgage

The Trouble With Interest Only Mortgages

Why Are Interest Only Mortgages Causing Trouble For Homeowners? Citizen’s Advice Bureau have warned that nearly a million UK homeowners are soon to face a harsh reality when their interest only mortgages come to an end and they have no way to pay off the capital of their mortgage. What is an interest-only mortgage? Interest only mortgages allow the homeowner to just […]

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Overpayment mortgage

Should I overpay on my mortgage?

If you have additional disposable income at the end of the month, choosing to pay more into your mortgage may be a good option. If you have recently received a promotion, got a pay rise or for whatever reason find you have some additional disposable income at the end of each month, then you may be considering over payment on […]

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