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Financial Blog

Archive | Mortgages

mortgage interest rates

Mortgage Interest Rates | Don’t throw money down the drain

Do you know what the average mortgage interest rate is? The average mortgage rate is calculated by taking the rate charged across all mortgage providers for all products and taking the average figure. In June, the average mortgage interest rate was 2.99%, however, we are typically securing our client’s mortgage rates that start in the 1’s.  Do you know what […]

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interest only mortgage

The Trouble With Interest Only Mortgages

Why Are Interest Only Mortgages Causing Trouble For Homeowners? Citizen’s Advice Bureau have warned that nearly a million UK homeowners are soon to face a harsh reality when their interest only mortgages come to an end and they have no way to pay off the capital of their mortgage. What is an interest-only mortgage? Interest only mortgages allow the homeowner to just […]

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Overpayment mortgage

Should I overpay on my mortgage?

If you have additional disposable income at the end of the month, choosing to pay more into your mortgage may be a good option. If you have recently received a promotion, got a pay rise or for whatever reason find you have some additional disposable income at the end of each month, then you may be considering over payment on […]

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mortgage affordability

Myth Busting: Mortgage Affordability Myths

Mortgage affordability myths busted. 2017 has got off to a great start. Lenders are fighting to lend with super low interest rates, our business is going strong and enquiries from first time buyers and home movers continue to grow. Of course, some of this is down to you…. so we’d like to say a quick thank you for all the […]

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Mortgage ready Sussex

Are you Mortgage Ready?

Improve your chances of succeeding with your mortgage application? Improve your chances of being accepted for your first choice mortgage and speed up the mortgage process with these top tips. Start preparing early. If you are thinking about buying for the first time, remortgaging or moving home this year then try to be mortgage ready 3 months ahead of time. […]

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brexit cake

BREXIT: The proof is in the pudding

Since the BREXIT announcement there has been a lot of uncertainty among industry experts about the future of the UK housing market. Many warned of severe downturns and buyer confidence dwindling with a leave vote. The RICS (Royal Institute of Chartered Surveyors) noted that buyer demand rose for the first time in 7 months during September. There are still a […]

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