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Case Studies

First Time Buyer

‘Due to nursery expenses their hopes were dashed’.

Marcus, Claire and their 2 children were living with their parents and aspired to own their own home. This had been a goal for Marcus and Claire for 4 years and they were excited at the prospect of finding a family home and their future financial security.

Marcus and Claire initially went to their bank, with whom Marcus had held accounts for 20 years, to apply for a mortgage. It is worth noting that the couple had no debts, a reasonable deposit and no excessive outgoings – despite this, the bank offered a mortgage amount that was a long way short of what was required, and due to nursery expenses their hopes were dashed. Having become despondent with our situation & the lack of support or advice from our bank, we were daunted at the prospect of searching the mortgage market and understanding lenders criteria.

Having become despondent with our situation & the lack of support or advice from our bank, we were daunted at the prospect of searching the mortgage market and understanding lenders criteria.

“Friends of ours recommended Kevin at Number One Mortgages. From the first time we met Kevin through to the day our mortgage offer was confirmed we have received nothing but fantastic personal service.

First Time BuyersHe was knowledgeable, happy and patient to explain the mortgage process & product options; we had many questions! His team kept us well informed during the process.”

It was obvious to Claire and Marcus that they needed the experience and advice of an industry professional in order to successfully secure their mortgage offer. “Through Number One Mortgages we soon realised that they would work for us to search the market for a lender whose product and criteria suited our individual financial situation.”

Marcus and Claire are both self employed and the journey to obtaining their mortgage was not straight forward. “Kevin was always supportive and encouraging, putting in a lot of time and effort into obtaining our mortgage offer. After finding a family home to purchase in Hailsham, it wasn’t too long after we had a mortgage offer secured! The day Kevin called to tell us is ‘up there’ with getting married & having our two children!”

“At all times we felt our application to be in safe hands and had total confidence in Kevin. In our scenario & without Kevin’s assistance we are certain that it would not have been achievable to secure a mortgage offer. We highly recommend Kevin and the team at Number One Mortgages, especially to first time buyers.”

Interested in what you’ve read here and feel it might be something you’d like to consider?

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