On 26th April, most of the changes outlined in the Financial Conduct Authority’s Mortgage Market Review (MMR) will take place. In this post we examine what that means for you and others like you.
After the winter we’ve had, a change of season and a few days of sunshine lifts everyone’s spirits. The promise of warmer days and lighter evenings makes us look forward to other things we want to change in our lives and Spring is traditionally the most popular time of the year to move home.
Owning a home (and usually having a mortgage) is still considered by many to be the pinnacle of security. Somewhere safe for you and your family to live and grow or something to invest in that will eventually return your investment when you need it most.
Re-mortgaging sounds like a big deal. It sounds like a lot of paperwork. It sounds like something that you don’t really have the time to look into. And anyway, aren’t mortgage rates the best they’ve ever been? But your mortgage is quite often your biggest monthly expenditure so if you’re saving money on the little things then shouldn’t you be […]
We are delighted to announce that we have a new team member on board. Oliver Callister will be our new Client Support Executive working alongside our existing Client Support Manager Emma Sacre.
Your present circumstances don’t determine where you can go; they merely determine where to start.” Nido Qubein Gone are the days where you took out a mortgage for 25 years, on one property, with one provider. Changes to the family and individual lifestyles mean that everyone has had to become more flexible. Owning property isn’t just about having a roof […]
When I was young I thought that money was the most important thing in life; now that I am old I know that it is.” Oscar Wilde A recent report has highlighted a critical state of affairs in the UK with the average UK family being just 18 days off the breadline if they were to lose their income. It […]
We are what we repeatedly do. Excellence, then, is not an act, but a habit” This quote from Aristotle sets the tone nicely for this post, as I’d like to talk about our recent performance. Here at Number One Mortgages we’ve more than doubled our business in the last three months and we’re extremely proud to say that this year […]
Last month I was able to tell you that things were looking up in the housing market – with rates being cut and more mortgage offers being made available. And this month I can report some more ground-breaking news: house prices have hit an all time record high in the month of April. The Rightmove House Price Index found that […]
It’s been a tricky few years for anyone wanting a mortgage. Since the financial crisis of 2008, banks and building societies have clamped down tight and made borrowing difficult for everybody, especially first time buyers. But I’m pleased to be able to report that there appears to be some light at the end of the tunnel. Why have things improved? […]